Thursday, August 22, 2013

Long Term Debt and its Importance

Long Term Debt

This is simply the debt or obligations that the firm will have to pay over one year of time period. It can be debenture, mortgage bonds, bank loan or any other obligations. An organization must reveal its long-term debt along with its exact interest rate and date of maturity in the special note section of balance sheet.

 Importance of Long term debt

The amount of long term debt is particularly important to know an organization’s ability to pay it out in the long run and outperform its competitors. If an organization has much long term debt, it is risky for the firm. But the company may even make a proper plan for it. An organization also needs to have balance between short and long term debt instruments. The amount of long term debt is a measure of an organization’s leverage. Interest rates also have a great link with long term debt. If the rate decrease, it is better to have more debt but if the rate increases, it is not wise to have more of it.

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